My brother stole my credit card and personal identification number (PIN) and took out a cash advance using the card. Criminals can use the card by forging your name, or order goods and services by phone or on the Internet. When your card is lost or stolen, the person who finds it or steals it may use it to make purchases. What is an unauthorized charge on my credit card?Īn unauthorized charge is a purchase on your credit card that you did not make or permit anyone else to make. Credit card fraud How does credit card fraud occur?Ĭredit card fraud happens when consumers give their credit card number to unfamiliar individuals, when cards are lost or stolen, when mail is diverted from the intended recipient and taken by criminals, or when employees of a business copy the cards or card numbers of a cardholder.
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